$10.5M Text Message Settlement — Who Qualifies and How to Claim Before the Deadline

The $10.5M Text Message Settlement offers potential compensation to people who received unsolicited automated marketing texts without consent. Learn who qualifies, how to file a claim, and why submitting before the deadline is important.

by Akash

Published On: February 18, 2026

If you’ve ever unlocked your phone and noticed a random promotional text from a company you’ve never dealt with, you probably brushed it off as just another annoying spam message. It happens so often now that most people don’t even think twice about it. But here’s the thing many people don’t realize those texts may actually violate consumer privacy law. The $10.5M Text Message Settlement is gaining attention because it involves everyday phone users who may have received automated marketing messages without permission. Thousands of individuals could qualify for compensation through the $10.5M Text Message Settlement and many still don’t know it. What makes this situation important is that you don’t need to have bought anything, signed up for a membership, or even responded to the message. Simply receiving a qualifying text could be enough. Laws regulating telemarketing require companies to get clear consent before sending automated advertising messages. When businesses fail to do that, courts can hold them accountable, and settlements like this are the result. If your number was contacted, you may have a real chance to file a claim and receive payment.

The $10.5M Text Message Settlement stems from a class action case involving alleged unauthorized automated promotional messages sent to mobile phones. The lawsuit argues that certain consumers were contacted without providing proper written consent. Because mobile numbers are treated as personal data, businesses must follow strict communication rules. This settlement offers eligible recipients a simple claim process requiring only basic information, typically just a phone number and contact details. You do not need proof of purchase and filing is completely free. Payments are distributed only after court approval and verification, so submitting a claim before the deadline is essential if you want to participate.

$10.5M Text Message Settlement

Key Detail	Information
Settlement Amount	$10.5M Text Message Settlement
Reason for Settlement	Alleged unauthorized automated marketing text messages
Eligible Individuals	People who received promotional texts without consent
Proof Required	Phone number confirmation
Claim Cost	Free
Payment Method	Check or digital payment
Estimated Compensation	Depends on number of claims
Claim Deadline	Before official cutoff date
Court Approval	Required
Distribution Time	Several months after approval

Consumer privacy enforcement has strengthened in recent years as mobile marketing has exploded. Businesses now rely heavily on SMS campaigns, but they must follow strict consent rules. The $10.5M Text Message Settlement highlights how seriously courts treat unauthorized automated messaging. Many people ignore settlement notices assuming they are spam, but this situation could mean actual compensation for a very common digital nuisance. Filing only takes a few minutes and requires minimal information. If you believe your phone received marketing texts without permission, it is worth checking eligibility and submitting a claim.

Background Of the Lawsuit

The case revolves around telemarketing privacy regulations that limit how companies can contact consumers using automated systems. These laws were created to stop businesses from blasting marketing messages to thousands of phones without permission. Automated texting technology allows a single system to send massive volumes of messages instantly, and that’s exactly why regulators monitor it closely.
In the complaint, recipients claimed they received advertising or promotional texts even though they never agreed to receive them. Some said they attempted to stop the messages but still continued receiving them. Rather than continue a long legal battle, the company agreed to resolve the dispute financially through the $10.5M Text Message Settlement while denying any wrongdoing.
These types of cases have increased significantly over the last few years. With businesses relying more on digital marketing and SMS campaigns, courts have begun reinforcing consumer privacy protections more aggressively.

Who Qualifies For The Settlement

Many people assume only customers are eligible, but that is not true. The qualification rules are actually much broader. You may qualify if you received a promotional or automated message on your mobile phone during the covered timeframe and you did not give clear consent to receive marketing texts.

You generally qualify if

You received at least one marketing or automated text
The message was sent during the eligible period
You were the primary user of the phone number
You never knowingly opted into marketing messages

You do not need to

Make a purchase
Reply to the message
Click a link
Save the text

Even ignoring the message completely could still make you eligible for the $10.5M Text Message Settlement. Many claimants are identified through company communication records, but you can still submit a claim even if you were not directly notified.

📱 Kaiser text message settlement
Kaiser Permanente agreed to a $10.5M settlement over claims it sent marketing texts after consumers opted out.

Eligible users may receive up to $75 per text message.#TCPA #TextMessages #ConsumerProtection #ClassActionSettlement… pic.twitter.com/P5TUMYPLmr
— Injury Claims (@injuryclaims11) January 14, 2026

How Much Money Can You Receive

There is no fixed payout amount. The settlement fund is divided among everyone whose claim is approved.

The final payment depends on several factors

The number of valid claims submitted
Court approved attorney fees
Administrative costs for processing

In similar text message privacy cases, payments typically range from around 25 dollars to over 100 dollars. The $10.5M Text Message Settlement could pay more or less depending on participation levels. Fewer claims usually mean higher individual payments.

Important Deadline To Remember

The most important detail in any class action case is the claim deadline.

Once the submission period closes, courts do not reopen it. Late claims are automatically rejected regardless of eligibility. That means if you wait too long, you permanently lose your chance to receive money from the $10.5M Text Message Settlement.
Many people miss these opportunities simply because they assume the notice is junk mail. Checking eligibility early is the safest approach.

How To File A Claim

Filing a claim is straightforward and takes only a few minutes.

Step 1 Visit the official settlement website
Always use the official administrator page to avoid fraudulent sites.
Step 2 Enter your phone number
Provide the mobile number that received the message.
Step 3 Confirm eligibility
You’ll verify that you received marketing texts without consent.
Step 4 Select a payment option
Options usually include a mailed check or electronic payment.
Step 5 Submit the claim
Save the confirmation number as proof of your $10.5M Text Message Settlement submission.

What Information Do You Need

The process is intentionally simple. Most people only need basic contact information.

You will typically provide

Full name
Mailing address
Email address
Mobile phone number

You usually do not need screenshots, bills, or receipts. The administrator verifies eligibility using communication records related to the $10.5M Text Message Settlement.

Opting Out or Objecting

Not everyone must participate.

Opt Out: You choose not to accept payment and keep the right to file your own lawsuit.
Object: You remain in the settlement but formally disagree with certain terms such as attorney fees.

For most individuals, submitting a claim is easier than pursuing independent legal action, so many choose to stay in the $10.5M Text Message Settlement.